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community reinvestment act regulationscommunity reinvestment act guidelinescommunity reinvestment act programfederal community reinvestment actcommunity reinvestment act grantscommunity reinvestment act mortgagecommunity reinvestment act loanscommunity reinvestment act policyclinton community reinvestment actcommunity reinvestment act creditcommunity reinvestment act redliningreinvestment act